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Terms of Service

Last updated July 23, 2026

PLEASE READ CAREFULLY. These Terms of Service ("Terms") form a binding contract between you ("you", "Customer") and [BUSINESS LEGAL NAME], a [STATE] [ENTITY TYPE] with principal address at [BUSINESS ADDRESS] ("Company", "we", "us"), governing your access to and use of The AI Creator Lab, including the websites at crownpeakcreativeai.com and crownpeakcreative.lovable.app, and any related products, downloads, memberships, communities, events, or software (collectively, the "Service"). By creating an account, purchasing, or otherwise using the Service, you accept these Terms. If you do not accept them, do not use the Service.

1. Eligibility and accounts

You must be at least 18 years old and able to form a binding contract. You agree to provide accurate registration information, keep your credentials confidential, and remain responsible for all activity under your account. We may suspend or terminate accounts that violate these Terms, applicable law, or the rights of others.

2. Products, memberships, and license grant

We sell (a) one-time digital downloads (blueprints, guides, templates, training packets, ZIP archives), (b) recurring memberships that unlock discounts, boosts, and quota, and (c) live and recorded events. Subject to your payment in full and continued compliance with these Terms, we grant you a limited, personal (or single-business), non-exclusive, non-transferable, non-sublicensable, revocable license to access and use purchased digital content for the license scope described below. Title, copyright, and all intellectual property rights in the content remain with us and our licensors — you are buying a license, not the underlying work.

2.1 Permitted use (end-user rights)

  • Personal use: read, view, print for personal reference, and store the file on devices you own or control.
  • Single-business internal use: if you purchased on behalf of one business entity, employees and contractors of that entity may use the content internally to operate that business.
  • Adaptation for your own operations: you may modify and adapt purchased source code, templates, spreadsheets, and prompts for your own products, services, or client work, provided the underlying content is not distributed as a standalone product.
  • Client deliverables: you may include adapted output (not the raw templates themselves) in deliverables to your own clients.

2.2 Restrictions (prohibited use)

  • No resale or redistribution of the content, in whole or in part, whether free or paid, on any platform.
  • No sublicensing, sharing of download links, signed URLs, or account credentials with anyone outside your licensed entity.
  • No repackaging the content as your own course, template pack, or training material.
  • No use of the content to train, fine-tune, or evaluate machine-learning models without our prior written consent.
  • No removal of copyright, trademark, or watermark notices.
  • No reverse engineering of software, no scraping of the Service at abusive rates, and no circumvention of access controls, rate limits, or entitlements.

2.3 License term and revocation

For one-time digital downloads, the license is perpetual for your personal or licensed-business use, subject to the restrictions above and to revocation for material breach, refund, or chargeback. For recurring memberships, the license lasts only while your subscription is active and in good standing. On termination, cancellation, refund, or chargeback of a purchase, the license granted for that purchase automatically ends and you must delete all copies of the content in your possession.

3. Membership tiers and quotas

Membership tiers include monthly usage quotas (AI assistant messages, feature access, affiliate commission boosts) described on the /membership page. Quotas reset at the start of each billing period. Unused quota does not carry over. We may adjust quotas or benefits with notice; changes take effect at your next renewal.

4. Payment, billing, taxes, and Stripe

  • All payments are processed by Stripe, Inc. via Stripe Checkout. We do not receive or store full card numbers, CVCs, or bank credentials. Your payment relationship is jointly with us and Stripe, and Stripe's terms apply to the payment transaction.
  • Prices are displayed in USD and are exclusive of applicable taxes unless stated. Stripe calculates and, where enabled, collects sales tax, VAT, or GST on our behalf at checkout based on your billing location.
  • By providing payment information, you authorize us and Stripe to charge that payment method for the amounts shown at checkout, plus any applicable taxes.
  • Failed one-time payments will prevent delivery of the purchased content. Failed recurring payments are handled as described in Section 4A.

4A. Recurring subscriptions, auto-renewal, and cancellation

Membership plans and any other product marked as "monthly" or "annual" at checkout are recurring subscriptions billed automatically by Stripe. By subscribing, you expressly authorize us and Stripe to charge your chosen payment method on a recurring basis until you cancel.

  • Auto-renewal. Your subscription renews automatically at the end of each billing period (monthly or annual) at the then-current price for your plan. The renewal charge posts on the anniversary of the original charge.
  • Price changes. We may change subscription prices. Material price increases will be emailed to account holders at least 30 days before they take effect, and will apply at your next renewal. Continued use after the effective date is acceptance; you may cancel before renewal to avoid the new price.
  • How to cancel. Open Account → Billing and use the Stripe Customer Portal to cancel. You may also email hello@aicreatorlab.com from the account address and we will process the cancellation for you.
  • Effect of cancellation. Cancellation stops future renewals. Your subscription remains active and your access continues until the end of the current paid billing period (Stripe's cancel_at_period_end behavior), after which entitlements are automatically revoked. Monthly plans are not pro-rated on cancellation. Annual plans follow the refund rules in the Refund Policy.
  • Failed payments and involuntary cancellation. If a renewal payment fails, Stripe's Smart Retries will re-attempt the charge over roughly one week. During that time your account is past_due and access may be limited. If all retries fail, the subscription transitions to canceled or unpaid and access ends. You remain responsible for amounts owed for periods used.
  • Upgrades and downgrades. Plan changes made through the Stripe Customer Portal take effect immediately and are pro-rated by Stripe. Downgrades reduce quota at the start of the next billing period.
  • Free trials, promotions, and introductory pricing (where offered) convert to the standard recurring price automatically at the end of the promotional period unless you cancel first.

5. Refunds

Refund terms — including Stripe refund timing, eligibility windows, chargebacks, and EU/UK statutory withdrawal rights — are described in our Refund Policy, which is incorporated into these Terms by reference.

6. Acceptable use

  • No unlawful, harmful, defamatory, or infringing activity.
  • No reverse engineering, scraping at abusive rates, or circumventing access controls, rate limits, or entitlements.
  • No sharing of login credentials, download tokens, or purchased content with third parties.
  • No use of the AI assistant or platform features to generate content that violates third-party rights or applicable law, including CSAM, harassment, malware, or fraud.
  • No automated account creation, spam, or affiliate manipulation (self-referrals, click farms, incentivized clicks).

7. User-submitted content

You retain ownership of content you submit (community posts, comments, feedback, marketplace listings). You grant us a worldwide, royalty-free, non-exclusive license to host, display, and moderate that content in connection with the Service. You represent that you have the right to post it and that it does not violate any law or third-party right. We may remove any content at our discretion.

8. Marketplace and affiliate program

Sellers and affiliates are independent contractors, not employees. Commissions accrue as described on the affiliate dashboard and are paid on the schedule stated there. We reserve the right to withhold or claw back commissions arising from fraud, chargebacks, or Terms violations.

9. AI features disclaimer

The AI assistant and generated content are provided "as is" and may be inaccurate, incomplete, or offensive. You are responsible for verifying outputs before relying on them. AI outputs are not professional advice.

10. Educational content disclaimer

Blueprints, calculators, roadmaps, and coaching materials are educational only. They are not financial, legal, tax, investment, medical, or professional advice. Any earnings, returns, or performance figures are illustrative and not a promise of results. You bear all risk from decisions you make based on the content.

11. Intellectual property

The Service, including software, designs, trademarks, and content we author, is owned by [BUSINESS LEGAL NAME] and its licensors. Except for the license in Section 2, no rights are transferred to you. Feedback you submit may be used by us without compensation.

12. DMCA and takedowns

If you believe content on the Service infringes your copyright, send a notice complying with 17 U.S.C. § 512(c) to [DMCA AGENT NAME], [DMCA AGENT EMAIL], [DMCA AGENT ADDRESS]. Repeat infringers will be terminated.

13. Third-party services

The Service integrates with Stripe (payments), Lovable Cloud / Supabase (hosting and database), Resend or equivalent (email), and analytics vendors. Your use of those services is governed by their terms.

14. Beta and always-changing

The Service is continuously updated, added to, and pruned. Features may change, be added, or be removed at any time without notice. Access to beta features may require approval and can be revoked.

15. Warranty disclaimer

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

16. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL. OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SERVICE IS LIMITED TO THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM, OR US$100, WHICHEVER IS GREATER.

17. Indemnification

You agree to indemnify and hold harmless [BUSINESS LEGAL NAME], its officers, and contractors from any claim arising out of your content, your use of the Service, or your violation of these Terms or applicable law.

18. Governing law and disputes

These Terms are governed by the laws of the State of [STATE], excluding conflict-of-law rules. Any dispute will be resolved exclusively in the state or federal courts located in [COUNTY, STATE], and you consent to personal jurisdiction there. [ATTORNEY: consider adding an arbitration and class-action waiver clause with a 30-day opt-out here.]

19. Changes to these Terms

We may update these Terms. Material changes will be posted here and, for account holders, sent by email at least 14 days before taking effect. Continued use after the effective date constitutes acceptance.

20. Contact

[BUSINESS LEGAL NAME]
[BUSINESS ADDRESS]
hello@aicreatorlab.com

This document is a draft prepared for attorney review. It has not been reviewed by counsel and does not constitute legal advice. Do not publish without a licensed attorney's review for your jurisdiction and business structure.